Certified Procrastinators - Wait! There's Still Time To Put This Off Til Tomorrow

We'll keep this brief because we know your time to read through this is limited, and your excuses to leave are many. The subject is procrastination, and there are two basic kinds.
When it's a matter of the garbage needing to be taken out, or those videos having to be returned, or postponing that dentist appointment, it's no big deal. So your kitchen starts to stink a little, or you're a few bucks poorer after paying the video fines, or your teeth don't get cleaned this month. You'll live.

But when it's a matter of putting off that financial plan indefinitely, or postponing your retirement savings, or refusing to pay off that escalating debt, procrastination may be a very big deal -- a very big, expensive deal.

In the world of personal finance, time = money. And procrastination of the financial kind literally can either make you or break you.